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Getting an auto loan with car payments that work for your budget is easy at Westar Federal Credit Union.

Your neighbors at Westar FCU are here for you. We’ll listen to what you’re looking for and a friendly, knowledgeable auto loan specialist will make the process from application to getting behind the wheel as quick and simple as possible.

To discuss your options for auto loans…

Get Affordable Auto Loan Rates at Westar FCU

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Westar Federal Credit Union proudly offers great auto loan rates to credit union members. Our team is standing by to help you find the best auto loan for your unique situation.

Whether you’re looking for used car loan rates or new car loan rates, Westar FCU can help make it happen. 

Our auto loan rates are as low as 1.99% APR*

Rates are effective 4/22/2022. All loans are subject to approval. Membership restrictions apply.


†Automobile, Motorcycle, Van & Truck

2021 or Newer, LTV 115% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 1.99% $28.64
37 – 48 months 2.24% $21.81
49 – 60 months 2.49% $17.75
61 – 72 months 2.74% $15.08
73 – 84 months 2.99% $13.22
2017-2020, LTV 100% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 2.49% $28.86
37 – 48 months 2.74% $22.03
49 – 60 months 2.99% $17.97
61-72 months 3.24% $15.31
Older Used Auto 2013-2016, LTV 100% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 2.74% $28.97
37-48 months 2.99% $22.14
49-60 months 3.24% $17.97

*APR: Annual Percentage Rate.

Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice. 

†Salvage titles will be charged an additional 3.00% APR higher than the above rate.

Lower Your Car Payment with Our Car Loan Refinancing

Everybody could benefit from a little more money in their pocket each month. You could pay less for your car payment with Westar FCU’s car loan refinancing.

If you already have an auto loan with a different lender, Westar FCU could save you money each month with car loan refinancing.

To explore your options for car loan refinancing…

Take the First Step for Getting a Great Auto Loan Rate

Westar FCU’s affordable auto loan rates are available for our credit union members.

If you’re not a Westar FCU credit union member already, becoming a credit union member is easy. 

Westar FCU Makes Auto Loans Easy for You

auto loans near camillus ny image of happy family in car

There’s a reason why generations of families have chosen Westar Federal Credit Union for their auto loans. Beyond getting you the lowest auto loan rates possible, our friendly and knowledgeable team makes the process stress free.  We will review your credit history and other factors to find you the best deal. Car payments are made secure and easy with our online banking.

When you get an auto loan at Westar FCU, you don’t have to deal with frustrating automated phone options. Any time you need to call us, one of our friendly team members will be there and ready to answer your questions. 

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