Auto MCY Truck Van Loan Application

Automobile, Motorcycle, Truck, and Van Loan & Credit Application

"*" indicates required fields

Step 1 of 2

50%

Primary Borrower's Name*

First Middle Last

Primary Borrower's Westar FCU Account Number. If not a member, type new member*

How did you learn of Westar Federal Credit Union?*

Are you applying for Individual Credit or Joint Credit?*

Individual Credit

Joint Credit / Co-Signer / Guarantor

Hidden

Add Secondary Borrower / Co-Applicant/Guarantor

MARRIED APPLICANTS may apply for a separate account. A Credit Union may only extend direct credit to a member. Any Joint applicant for credit will be considered a guarantor or co-signer if such person is not a credit union member. Primary Borrower's must have their own Primary Savings Account for loans. Check the type of credit account you wish to apply for.*

Will you have a Co-Applicant/Guarantor?

(What should I choose?)

If you are not financially strong enough to qualify for the loan on your own, choose Co-Applicant. Both the Primary Applicant and Co-Applicant's credit report, income, and debt ratio will be considered. A Co-Applicant is equally liable for the loan.

If you need to strengthen your loan application in order to qualify for a loan, choose Guarantor. Having a Guarantor on the loan gives the credit union a secondary form of repayment in the event the Primary Applicant defaults on the loan.

Will you have a Co-Applicant/Guarantor?*

Co-Applicant / Joint Member

Guarantor / Co-Signer

Hidden

Primary Borrower's Contact Information

* Indicates Required Field

Primary Borrower's Email*

Enter Email Confirm Email

Primary Borrower's Phone*

Primary Borrower's Preferred Contact Method*

phone

Use our loan calculator to help estimate your monthly payments.

Auto, Motorcycle, Truck, or Van Year Range*

Loan Terms Auto - 2021 or newer*

Loan Terms Auto - 2017-2020*

Loan Terms Auto - 2013-2016*

Loan Terms Auto - 2012 and older*

What is the year of the Automobile / Motorcycle / Truck / Van you are interested in?*

Make*

Model & Trim Package LE/LE/SE/SL/SLX/Class Etc.*

Mileage*

Loan Amount Requested*

Desired Monthly Payment*

Is this a vehicle purchase or vehicle refinance?*

Is this vehicle a dealer sale or private sale?*

Primary Borrower's Personal Identification

*Indicates required field

Primary Borrower's Drivers License #*

Primary Borrower's ID Issuing State*

State

Primary Borrower's Birth Date (mm/dd/yyyy)*

MM slash DD slash YYYY

Primary Borrower's Social Security # 000-00-0000*

Your full social security number is required to process your application.

Primary Borrower's Address

Primary Borrower's Address*

Current Street Address City State ZIP Code

How long have you lived at this address? MM/YYY*

Primary Borrower's Monthly Housing Cost*

Rent or Mortgage payment

Own/Rent?*

Own - Taxes Are Escrowed In Mortgage

Own - Taxes Paid Separately

Rent

Live with Parents

Primary Borrower's Employment & Income

Primary Borrower's Current Employer*

Primary Borrower's Hire Date (MM/YYY)*

Primary Borrower's Work Phone Number/Ext.*

Primary Borrower's Monthly Income*

Primary Borrower's Net/Gross?*

Net (after deductions)

Gross (before deductions)

Do you have any other income?

You need not list income from alimony, child support or separate maintenance unless you wish it considered for purposes of granting this credit.

Yes

Primary Borrower's Other Income Source

Primary Borrower's Monthly Amount for Other Income

Personal References

Please provide contact information for the nearest relative not living with you.

Full Name of Relative Reference*

Related Reference Phone Number*

Please provide the name of the nearest friend not living with you.

Full Name of Personal Reference Not Related To You.*

Phone Number*

Secondary Borrower, Co-Applicant or Guarantor

*Indicates required field

Secondary Borrower's Name*

First Middle Last

Secondary Borrower's Westar FCU Account Number. If not a member, type new member. Any Joint Applicant for credit will be considered a guarantor or co-signer if such person is not a credit union member.*

Secondary Borrower's ID Issuing State*

State

Secondary Borrower's Drivers License #*

Secondary Borrower's Birth Date (mm/dd/yyyy)*

MM slash DD slash YYYY

Secondary Borrower's Social Security # 000-00-0000*

Your full social security number is required to process your application.

Secondary Borrower's Contact Information

Secondary Borrower's Email*

Enter Email Confirm Email

Secondary Borrower's Phone*

Secondary Borrower's Preferred Contact Method*

phone

Secondary Borrower's Address*

Current Street Address City State ZIP Code

How long have you lived at this address? MM/YYY*

Secondary Borrower's Monthly Housing Cost*

Rent or Mortgage payment

Own/Rent?*

Own - Taxes Are Escrowed In Mortgage

Own - Taxes Paid Separately

Rent

Live with Parents

Secondary Borrower's Employment & Income

Secondary Borrower's Current Employer*

Secondary Borrower's Hire Date (MM/YYY)*

Secondary Borrower's Work Phone Number/Ext.*

Secondary Borrower's Monthly Income*

Secondary Borrower's Net/Gross?*

Net (after deductions)

Gross (before deductions)

Do you have any other income?

You need not list income from alimony, child support or separate maintenance unless you wish it considered for purposes of granting this credit.

Yes

Secondary Borrower's Other Income Source:

Secondary Borrower's Monthly amount of Other Income

Loan Repayment Options

How would you like to repay the loan?*

Automatic Payment from Westar Savings Account

Automatic Payment from Westar Checking Account

Payment Booklet Requested

Payroll Deduction / Pay the loan with Payroll Direct Deposit

What date would you like for your payment due date?*

5th of the Month

15th of the Month

The Last Day of the Month

Type Of Credit Insurance Requested

Group Credit Insurance (optional)

Group credit insurance is voluntary and not a requirement of your loan. Group Credit Insurance is not applicable to credit cards. Group Credit Insurance is not applicable to Guarantors. Assuming your application for credit is approved and you are eligible for insurance, the Credit Union will disclose its total cost to you. You will also be asked to sign the request for coverage contained on the Loan Note, Security Agreement and Truth-In-Lending Disclosure form. Indicate which credit insurance option(s) you desire:*

Credit Insurance Requested for One Borrower*

No Credit Insurance

Single Credit Life Insurance: Do you want your loan protected for you and your family in the event of your death?

Single Credit Disability Insurance: Do you want your loan protected for you and your family if you become disabled?

Select Group Insurance Option(s) for Two Borrowers*

Joint Credit Auto/MYC/Personal Unsecured/HE/HELOC

Joint Credit Life Insurance: Do you want your loan protected for you and your family in the event of your death?

Joint Credit Disability Insurance: Do you want your loan protected for you and your family if you become disabled?

No Credit Insurance

Guaranteed Asset Protection (Gap) Insurance Selection*

GAP insurance is like an airbag on your vehicle loan. It can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is totaled.

Yes, I would like GAP Insurance

No, I do not want GAP Insurance

Please share more information on GAP Insurance

OHIO RESIDENTS ONLY- The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

WISCONSIN RESIDENTS ONLY: (1) No provision of any marital property agreement, unilateral statement under Section 766.59, or court decree under Section 766.70 will adversely affect the rights of the Credit Union unless the Credit Union is furnished a copy of the agreement, statement or decree, or has actual knowledge of its terms, before the credit is granted or the account is opened. (2) Please sign if you are not applying for this account or loan with your spouse. The credit applied for, if granted, will be incurred in the interest of the marriage or family of the undersigned.

Signature For Wisconsin Residents Only

Today's Date

MM slash DD slash YYYY

Application Signature

Primary Borrower's Signature*

Today's Date*

MM slash DD slash YYYY

Secondary Borrower's Co-Applicant/ Co-Signer / Guarantor Signature*

Today's Date

MM slash DD slash YYYY

CAPTCHA

Online Banking

Automobile, Motorcycle, Truck, and Van Loan & Credit Application

Add Secondary Borrower / Co-Applicant/Guarantor

Primary Borrower's Contact Information

Primary Borrower's Personal Identification

Primary Borrower's Address

Primary Borrower's Employment & Income

Personal References

Secondary Borrower, Co-Applicant or Guarantor

Secondary Borrower's Contact Information

Secondary Borrower's Employment & Income

Loan Repayment Options

Type Of Credit Insurance Requested

Group Credit Insurance (optional)

Application Signature

Join Westar Federal Credit Union today!