faq Archives - Westar Federal Credit Union

Shares

**APY *Regular Shares 0.05% *Star Savings 0.05% †Vacation Club Shares 0.05% †Christmas Club Shares 0.05% Special Shares 0.05% †IRA Shares 0.05% Dividends are based on Credit Union earnings and cannot be guaranteed. This Credit Union has always paid its anticipated rates. **APY: Annual Percentage Yield. *$5.00 minimum balance †An early withdrawal penalty may apply.

†Share Certificate

(minimum of $500) *APY 6 months 0.15% 12 months 0.45% 18 months 0.45% 24 months 0.50% 36 months 0.60% 48 months 0.70% Dividends are based on Credit Union earnings and cannot be guaranteed. This Credit Union has always paid its anticipated rates. *APY: Annual Percentage Yield. †An early withdrawal penalty may apply.

Share Secured

*Share Rate + 1.50% **APR (minimum as low as 2.00% **APR) **Approximate payment per $1000 financed $28.65 **APR: Annual Percentage Rate.Disclaimer: Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Membership restrictions apply. Approximate payment per $1000 financed is based …

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Fixed Rate Home Equity

*APR as low as *Approximate payment per $1000 financed Up to 60 months 3.24% $18.08 61 – 120 months 3.99% $10.13 121 – 180 months 4.49% $7.65 *APR: Annual Percentage Rate. Disclaimer: Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to …

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Variable Rate Home Equity

*Introductory rates as low as 1.99% APR for the first 12 months. After 12 months the rate will increase to a minimum as low as 4.00% APR. The annual percentage rate is based on the value of an index and is subject to change whenever the prime rate (as published in the Wall Street Journal) …

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Personal & Unsecured

Term *APR as low as *Approximate payment per $1000 financed     Up to 36 months 7.74% $31.21     37 – 48 months 7.99% $24.41     49 – 60 months 8.25% $20.40     *APR: Annual Percentage Rate. Disclaimer: Rates, terms and conditions are subject to change and may vary based on creditworthiness, …

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