Westar Federal Credit Union

Westar FCU offers Home Equity and Home Improvement Loans at extremely competitive rates.

Fixed Rate Home Equity Loans

Looking to get that dream kitchen or bathroom you’ve always wanted? Westar FCU wants to help make your current home your dream home!

  • Finance up to 80% of the equity of your home
  • Competitive rates
  • No application fee
  • Minimal or no closing costs

Variable Rate Home Equity Loans*

Let the equity of your home work for you with a HELOC (home equity line of credit).

  • Finance up to 80% of the equity of your home
  • Competitive rates
  • No application fee
  • Minimal or no closing costs
  • 10 year draw period, 15 years to repay
  • $10,000 minimum loan

*Introductory Rates start as low as 1.99% APR for the first 12 months. After 12 months the rate will increase to a minimum of 4.00% APR. The annual percentage rate is based on the value of an index and is subject to change whenever the Prime Rate (as published in the Wall Street Journal) changes. Maximum APR is capped at 12%. Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments.

Home Improvement Loans

Home improvement loans may be used to renovate, remodel, repair, restore or maintain owner occupied residence.

  • $25,000 maximum loan
  • Competitive fixed rates
  • 72 month maximum term
  • Loan proceeds paid directly to contractor/vendor

Use our loan calculators to help you determine the monthly payments on a loan.

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Note: This calculator is intended for informational purposes only. It is not intended as a disclosure or offer of credit.
Disclaimer: Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval.