Home Loans|Westar Federal Credit Union|Camillus, NY

Westar FCU offers Home Equity at extremely competitive rates. Westar FCU can only offer Home Equity Loans for a member’s primary residence in New York State. 

Fixed Rate Home Equity Loans

Looking to get that dream kitchen or bathroom you have always wanted? Westar FCU wants to help make your current home your dream home!

  • Finance up to 90% of the equity of your home
  • Competitive rates
  • No application fee
  • Minimal closing costs
 

Variable Rate Home Equity Loans*

Let the equity of your home work for you with a HELOC (home equity line of credit).

  • Finance up to 90% of the equity of your home
  • Competitive rates
  • No application fee
  • Minimal closing costs
  • 10 year draw period, 15 years to repay
  • $10,000 minimum loan

*The annual percentage rate is based on the value of an index and is subject to change whenever the Prime Rate (as published in the Wall Street Journal) changes. Maximum APR is capped at 12%. Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments.

Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice. All loans are subject to approval. Membership restrictions apply.

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