Loan & Credit Application - Westar Federal Credit Union

Please complete these 3 quick steps to apply for a loan or credit card.

    Group Credit Insurance

    Group credit insurance is voluntary and not a requirement of your loan.
    Group Credit Insurance is not applicable to credit cards. Assuming your application for credit is approved and you are eligible for insurance, the Credit Union will disclose its total cost to you. You will also be asked to sign the request for coverage contained on the Personal Loan Plan Note, Security Agreement and Truth-In-Lending Disclosure form.
    Indicate which credit insurance option(s) you desire:*

    No Credit InsuranceSingle Credit Life InsuranceSingle Credit Disability InsuranceJoint Credit Life InsuranceJoint Credit Disability Insurance
    OHIO RESIDENTS ONLY- The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
    WISCONSIN RESIDENTS ONLY: (1) No provision of any marital property agreement, unilateral statement under Section 766.59, or court decree under Section 766.70 will adversely affect the rights of the Credit Union unless the Credit Union is furnished a copy of the agreement, statement or decree, or has actual knowledge of its terms, before the credit is granted or the account is opened. (2) Please sign if you are not applying for this account or loan with your spouse. The credit applied for, if granted, will be incurred in the interest of the marriage or family of the undersigned.


    Automatic PaymentCouponPayroll Deduction


    MARRIED APPLICANTS may apply for a separate account. A Credit Union may only extend direct credit to a member. Any Joint applicant for credit will be considered a guarantor or co-signer if such person is not a credit union member. Check the type of credit account you wish to apply for.*

    Individual CreditJoint Credit
    Initial here if you intend to apply for joint credit. By signing below you are confirming your intention for a joint credit application.
    You agree that everything stated in this application, whether oral, written, or through a FAX machine, is true and correct to the best of your knowledge. The Credit Union or its agent is authorized to investigate your credit worthiness, employment history, and to obtain a credit report and to answer questions about their credit history with you. You understand that any false or misleading statements in your application may cause any loan to be in default. You agree that this application shall be the Credit Union's property whether or not this Credit Application is approved. If you applied for and are approved for a credit card, by signing below, using, or permitting another to use the credit card(s), you agree that you will be bound by the Credit Card agreement accompanying the credit card(s). The USA Patriot Act requires that we obtain, verify, and record information that identifies each person who opens an account.
    The Credit Union reserves the right to verify income.

    Applicant Signature


    Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice. All loans are subject to approval. Membership restrictions apply.

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