|
APY** |
|
| Regular Shares* |
0.10% |
|
| Star Savings* |
0.10% |
|
| Vacation Club Shares† |
0.10% |
|
| Christmas Club Shares† |
0.10% |
|
| Special Shares |
0.10% |
|
| IRA Shares† |
0.20% |
|
Dividends are based on Credit Union earnings and cannot be guaranteed.
This Credit Union has always paid its anticipated rates.
**APY: Annual Percentage Yield.
*$5.00 minimum balance
†An early withdrawal penalty may apply.
| (minimum of $500) |
APY** |
|
|
|
| 6 months |
0.10% |
|
|
|
| 12 months |
0.50% |
|
|
|
| 18 months |
0.45% |
|
|
|
| 24 months |
0.60% |
|
|
|
| 36 months |
1.00% |
|
|
|
| 48 months |
1.36% |
|
|
|
Dividends are based on Credit Union earnings and cannot be guaranteed. This Credit Union has always paid its anticipated rates.
**APY: Annual Percentage Yield.
†An early withdrawal penalty may apply.
| (Minimum of $500, $250 for Star Savings) |
APY** |
| 6 months |
0.35% |
| 12 months |
0.75% |
| 18 months |
0.70% |
| 24 months |
0.85% |
| 36 months |
1.26% |
| 48 months |
1.61% |
Dividends are based on Credit Union earnings and cannot be guaranteed. This Credit Union has always paid its anticipated rates.
*Requires 2 of the following: Direct Deposit, Visa Credit Card, Checking Account, or Automatic Loan Payment (from a Westar FCU account).
**APY: Annual Percentage Yield.
†An early withdrawal penalty may apply.
| 2013 or Newer, LTV 100% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| Up to 48 Months |
2.99% |
$22.14 |
|
|
| 60 Months |
3.24% |
$18.08 |
|
|
| 72 months (2015 & Newer) |
3.74% |
$15.53 |
|
|
| 84 months (2016 & Newer) |
3.99% |
$13.67 |
|
|
|
|
|
|
|
| 2010-2012, LTV 100% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| up to 36 months |
4.74% |
$29.86 |
|
|
| 48 Months |
5.24% |
$23.15 |
|
|
| 60 Months |
5.99% |
$19.34 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
†Salvage titles will be charged an additional 3.00% APR higher than the above rate.
| 2013 or Newer, LTV 100% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| Up to 48 Months |
2.49% |
$21.92 |
|
|
| 60 Months |
2.74% |
$17.86 |
|
|
| 72 Months (2015 & Newer) |
3.24% |
$15.31 |
|
|
| 84 Months (2016 & Newer) |
3.49% |
$13.44 |
|
|
|
|
|
|
|
| 2010-2012, LTV 100% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| Up to 36 Months |
4.24% |
$29.64 |
|
|
| 48 Months |
4.74% |
$22.92 |
|
|
| 60 Months |
5.49% |
$19.10 |
|
|
*Requires the following: Direct deposit and automatic loan payment.
**APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
†Salvage titles will be charged an additional 3.00% APR higher than the above rate.
| 2013 or Newer, LTV 100% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| 36 Months |
3.24% |
$29.19 |
|
|
| 60 Months |
3.74% |
$18.31 |
|
|
| 120 Months ($15,000 min.) |
5.24% |
$10.73 |
|
|
| 180 Months ($25,000 min.) |
6.24% |
$8.58 |
|
|
|
|
|
|
|
| 2012 or Older, LTV 90% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| 36 Months |
3.74% |
$29.42 |
|
|
| 60 Months |
4.74% |
$18.76 |
|
|
| 120 Months ($10,000 min.) |
5.74% |
$10.98 |
|
|
| 180 Months ($20,000 min.) |
7.74% |
$9.42 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
| New & Used, LTV 100% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| 36 Months |
6.24% |
$30.54 |
|
|
| 48 Months |
6.74% |
$23.83 |
|
|
| 60 Months |
7.24% |
$19.92 |
|
|
| 72 months ($15,000 min.) |
7.74% |
$17.42 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
†Salvage titles will be charged an additional 3.00% APR higher than the above rate.
| Share Rate* + 1.50% APR** (minimum of 2.00% APR**) |
Approximate Payment per $1000 Financed |
|
|
|
|
$28.65 |
|
|
|
**APR= Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment per $1000 financed is based on minimum rate for 36 months.
*The share rate is dependent on what type of share account you are securing the loan with. The share will be pledged for the same amount and term of the loan. The pledged amount will be reduced as payments are applied on the loan.
Use our loan calculators to help you determine the monthly payments on a loan.
|
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| 60 Months |
2.74% |
$17.86 |
|
|
| 120 Months |
4.49% |
$10.37 |
|
|
| 180 Months |
4.99% |
$7.91 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
|
Introductory Rates start at 1.99% for the first 12 months. After 12 months the rate will increase to a Minimum of 4.00% APR. The annual percentage rate is based on the value of an index and is subject to change whenever the Prime Rate (as published in the Wall Street Journal) changes. Maximum APR is capped at 12%. Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments. |
Approximate Payment per $1000 Financed |
|
|
|
|
$7.40 |
|
|
**APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment per $1,000 financed is based on the minimum rate for 180 months.
Use our loan calculators to help you determine the monthly payments on a loan.
|
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| 60 Months |
6.50% |
$19.57 |
|
|
| 72 Months |
7.50% |
$17.30 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
| New & Used, LTV 100% |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| 60 Months |
9.49% |
$21.01 |
|
|
| 120 Months |
9.99% |
$13.22 |
|
|
| 144 Months |
10.49% |
$12.24 |
|
|
| 180 Months |
10.99% |
$11.37 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
| Term |
APR* Starting at |
Approximate Payment per $1000 Financed |
|
|
| 24 Months |
7.74% |
$45.12 |
|
|
| 36 Months |
8.24% |
$31.46 |
|
|
| 48 Months |
8.74% |
$24.77 |
|
|
| 60 Months |
10.24% |
$21.38 |
|
|
| 66 Months |
11.24% |
$20.39 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
|
APR* Starting at |
Approximate payment per $1000 used or any part there of |
|
|
| Revolving |
10.95% |
$33.00 (12 monthly payments per year)
$40.00 (10 monthly payments per year, skipping the months of July & August) |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
|
APR* Starting at |
Approximate Payment |
|
|
| Revolving |
8.90% |
The minimum periodic payment required for your VISA Credit card will be 3.00% of your total new balance or $25.00, whichever is greater, unless your outstanding balance is less than $25.00, in which case your minimum payment will be your outstanding balance. |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
Federally Insured by NCUA
