|
**APY |
|
| *Regular Shares |
0.20% |
|
| *Star Savings |
0.20% |
|
| †Vacation Club Shares |
0.20% |
|
| †Christmas Club Shares |
0.20% |
|
| Special Shares |
0.20% |
|
| †IRA Shares |
0.50% |
|
Dividends are based on Credit Union earnings and cannot be guaranteed.
This Credit Union has always paid its anticipated rates.
**APY: Annual Percentage Yield.
*$5.00 minimum balance
†An early withdrawal penalty may apply.
| (minimum of $500) |
*APY |
|
|
|
| 6 months |
0.25% |
|
|
|
| 12 months |
1.24% |
|
|
|
| 18 months |
1.40% |
|
|
|
| 24 months |
1.49% |
|
|
|
| 36 months |
1.74% |
|
|
|
| 48 months |
1.99% |
|
|
|
Dividends are based on Credit Union earnings and cannot be guaranteed. This Credit Union has always paid its anticipated rates.
*APY: Annual Percentage Yield.
†An early withdrawal penalty may apply.
| (Minimum of $500, $250 for Star Savings) |
**APY |
| 6 months |
0.50% |
| 12 months |
1.49% |
| 18 months |
1.65% |
| 24 months |
1.74% |
| 36 months |
2.00% |
| 48 months |
2.24% |
Dividends are based on Credit Union earnings and cannot be guaranteed. This Credit Union has always paid its anticipated rates.
*Requires 2 of the following: Direct Deposit, Visa Credit Card, Checking Account, or Automatic Loan Payment (from a Westar FCU account).
**APY: Annual Percentage Yield.
†An early withdrawal penalty may apply.
| 2018 or Newer, LTV 115% |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 36 months |
2.99% |
$29.09 |
|
|
| 37 – 48 months |
3.24% |
$22.25 |
|
|
| 49 – 60 months |
3.49% |
$18.20 |
|
|
| 61 – 72 months |
3.74% |
$15.54 |
|
|
| 73 – 84 months |
3.99% |
$13.67 |
|
|
| Used 2014-2017, LTV 100% |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 36 months |
3.49% |
$29.31 |
|
|
| 37 – 48 months |
4.24% |
$22.70 |
|
|
| 49 – 60 months |
4.49% |
$18.65 |
|
|
| 61 – 72 months |
4.74% |
$15.99 |
|
|
| Older Used Auto 2010-2013, LTV 100% |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 36 months |
5.99% |
$30.43 |
|
|
| 37 – 48 months |
6.24% |
$23.61 |
|
|
| 49 – 60 months |
6.49% |
$19.57 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment calculated on maximum term per category.
Use our loan calculators to help you determine the monthly payments on a loan.
†Salvage titles will be charged an additional 3.00% APR higher than the above rate.
| 2018 or Newer, LTV 100% |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 36 months |
3.99% |
$29.53 |
|
|
| 37 – 60 months |
4.24% |
$18.53 |
|
|
| 61 – 120 months |
5.49% |
$10.86 |
|
|
| 121 – 180 months |
6.49% |
$8.71 |
|
|
|
|
|
|
|
| Used 2014-2017, LTV 90% |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 36 months |
5.99% |
$30.43 |
|
|
| 37 – 60 months |
6.24% |
$19.46 |
|
|
| 61 – 120 months |
6.49% |
$11.36 |
|
|
|
|
|
|
|
| Older Used 2010-2013, LTV 80% |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 36 months |
6.99% |
$30.89 |
|
|
| 37 – 48 months |
7.24% |
$24.07 |
|
|
| 49 – 60 months |
7.49% |
$20.05 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment calculated on maximum term per category.
Use our loan calculators to help you determine the monthly payments on a loan.
| 2009 and Older, LTV 80% |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 24 months |
7.49% |
$45.02 |
|
|
| 25 – 36 months |
7.74% |
$31.23 |
|
|
| 37 – 48 months |
7.99% |
$24.42 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment calculated on maximum term per category.
†Salvage titles will be charged an additional 3.00% APR higher than the above rate.
Use our loan calculators to help you determine the monthly payments on a loan.
| *Share Rate + 1.50% **APR (minimum as low as 2.00% **APR) |
**Approximate payment per $1000 financed |
|
|
|
|
$28.65 |
|
|
|
**APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment per $1000 financed is based on minimum rate for 36 months.
*The share rate is dependent on what type of share account you are securing the loan with. The share will be pledged for the same amount and term of the loan. The pledged amount will be reduced as payments are applied on the loan.
Use our loan calculators to help you determine the monthly payments on a loan.
|
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 60 months |
3.49% |
$18.19 |
|
|
| 61 – 120 months |
4.24% |
$10.25 |
|
|
| 121 – 180 months |
4.99% |
$7.91 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment calculated on maximum term per category.
Use our loan calculators to help you determine the monthly payments on a loan.
|
*Introductory rates as low as 1.99% APR for the first 12 months. After 12 months the rate will increase to a minimum as low as 4.00% APR. The annual percentage rate is based on the value of an index and is subject to change whenever the prime rate (as published in the Wall Street Journal) changes. Maximum APR is capped at 12%. Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments. |
*Approximate payment per $1000 financed |
|
|
|
|
$7.40 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment per $1,000 financed is based on the minimum rate for 180 months.
Use our loan calculators to help you determine the monthly payments on a loan.
|
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 60 months |
6.74% |
$19.69 |
|
|
| 61 – 72 months |
7.74% |
$17.42 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment calculated on maximum term per category.
Use our loan calculators to help you determine the monthly payments on a loan.
| Term |
*APR as low as |
*Approximate payment per $1000 financed |
|
|
| Up to 36 months |
7.99% |
$31.35 |
|
|
| 37 – 48 months |
8.24% |
$24.54 |
|
|
| 49 – 60 months |
8.49% |
$20.53 |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment calculated on maximum term per category.
Use our loan calculators to help you determine the monthly payments on a loan.
|
*APR as low as |
Approximate payment per $1000 used or any part there of |
|
|
| Revolving |
10.95% |
$33.00 (12 monthly payments per year)
$40.00 (10 monthly payments per year, skipping the months of July & August) |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
|
*APR as low as |
Approximate payment |
|
|
| Revolving |
8.90% |
The minimum periodic payment required for your VISA Credit card will be 3.00% of your total new balance or $25.00, whichever is greater, unless your outstanding balance is less than $25.00, in which case your minimum payment will be your outstanding balance. |
|
|
*APR: Annual Percentage Rate. Rates are determined by credit worthiness.
Use our loan calculators to help you determine the monthly payments on a loan.
Federally Insured by NCUA
