Westar Federal Credit Union can offer Home Equity Loans on a member’s Primary NYS residence only.

 Please call (315) 672-7827 with any questions.

Rates are effective 9/15/2022. Membership restrictions apply.

Fixed Rate Home Equity

  *APR as low as *Approximate payment per $1000 financed    
Up to 60 months 3.49% $18.19    
61 – 120 months 4.24% $10.24    
121 – 180 months 4.74% $7.78    

Variable Rate Home Equity

  *The annual percentage rate is based on the value of an index and is subject to change whenever the prime rate (as published in the Wall Street Journal) changes. Maximum APR is capped at 12%. Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments. *Approximate payment per $1000 financed based on the minimum rate for 180 months.    

*APR: Annual Percentage Rate. Rates are subject to change at any time without notice. Membership restrictions apply.

*APR: Annual Percentage Rate.

Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice.

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